Common Health Insurance Limitations and Exclusions
Insurance policies may slightly differ from one another so before you finally select your insurance policy, be sure that you have carefully read the actual policy first. Limitations and exclusions may include the following:
The policy will only cover those surgeries whose purpose is to reconstruct after an injury or birth defect.
Mental health treatment
Some coverage only includes substance abuse because of with mental sickness.
These are not covered because they are considered as experimental and non-traditinal.
Common Drug Benefit exclusions
Many drug benefits are likewise categorized as cosmetic and non-traditional.
Home and Private nursing care
Expenses used for home and private nursing care are no included in many policy coverage.
You need to wait a period of six months to one year if you have a pre-existing condition.